Bellwether Psychological Services

Fees and Finances

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• Avg Cost (per session): $175 - $225

• Sliding Scale: Yes

• Accepts Insurance: Yes

• Accepted Payment Methods: ACH Bank transfer, Cash, Check, Mastercard, Paypal, Visa

Accepted Insurance Plans

• BlueCross and BlueShield

• Excellus BCBS

• Empire BCBS

• Aetna

• Out of Network

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Accepted Payments and considerations

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Cash, credit, money orders and personal checks are accepted, as well as the insurance plans listed above. In addition to therapy and counseling appointments, service considerations may also include legal proceedings and testimonials, report writing, online sessions, phone communication, and meetings with other authorized professionals for fluid service delivery. 

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Fees, Payments and Collections Policy

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If utilizing services without insurance, payment is expected at the end of each session unless we agree another pre-determined arrangement. If you decided to pay with insurance and your insurance has a co-payment, that co-payment will need to be paid at the time of your appointment. Payment schedules for other professional services (testing, consultation, etc.) will be agreed to at the time of request. If your account has not bee paid for more than 90 days and alternative arrangements for payment have not been agreed upon, I have the option of using legal means to receive the payment (this may involve hiring a collection agency, a lawyer or a mediator. In most collection situations, the only information released regarding a client's treatment is the individual(s) name, the nature of services provided, and the amount due. Under more difficult circumstances, a court could order disclosure of all of your records.

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Most insurance companies require you to authorize the Psychologist to provide them with a clinical diagnosis. Sometimes I have to provide additional clinical information such as treatment plans, future work planned or summaries or interventions used, as well as session notes. Although all insurance companies claim to keep such information confidential, I have no control over how they handle the material requested. I will provide you with a copy of any report I submit, if you request it.

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Health Insurance may provide some coverage for mental health treatment. I will fill out forms and provide you with whatever assistance I can in helping you receive the benefits to which you are afforded by your provider, including assisting with learning your benefits and finding out co-pays. In addition to this, however, you (not your insurance company) are responsible for full payment of fees. If you have questions about the coverage, we can find contact information to you to answer any questions you may have.

 

I will assist you with creating a financial plan to meet our therapeutic plan. We will work together to discuss expectations, needs, and options if finances end before we feel ready to end our sessions. It will be important to remember that you always have the right to pay in full for my services before any services are given to avoid the problems aforementioned. 

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